BusinessSmarts’s machine learning models are trained on millions of transactions, enabling pinpoint expense categorization and trend prediction. The system improves over time, learning your unique financial behavior to deliver hyper-personalized advice.
With 13 years in the industry and thousands of satisfied users, BusinessSmarts’s effectiveness is backed by real-world results. Our retention rates outpace industry averages by 300%.
Our financial experts are available around the clock to resolve issues or explain features. Every inquiry is handled by a human—no chatbots or scripted responses.
All data is encrypted with AES-256 protocols, and we use multi-factor authentication to prevent unauthorized access. Regular third-party audits ensure compliance with global financial security standards.
We don’t partner with banks, lenders, or advertisers. Your data is never sold, and our recommendations are unbiased. BusinessSmarts’s sole focus is helping you manage money better—no hidden agendas.
Connect all your accounts in minutes. BusinessSmarts supports over 10,000 financial institutions worldwide, with automatic syncing and error-free reconciliation.